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Insurance
Our team is here to help you make the most of your dental benefits. We recommend contacting our office before your appointment to provide your insurance information so we can verify your coverage. Cedar Lake Dental accepts most major insurance plans and will file claims on your behalf as a courtesy. We will review your benefits and financial responsibilities with you in advance to ensure there are no surprises.
Here is a full list of all insurances we proudly accept:
- Delta Dental
- Blue Cross Blue Shield
- Metlife
- Cigna
- Mutual of Omaha
- Lincoln
- GEHA
- Ameritas
- United Healthcare (UHC)
- Dental Health Alliance (DHA)
- Careington
Currently, our office does accept the below Medicaid insurances:
- MCNA & MCNA – Chip
- Dentaquest & Dentaquest – CHIP
- UHC & UHC – CHIP
We proudly accept insurance plans from many of the top employers serving the La Marque area and surrounding communities.
- City of La Marque
- City of Texas City
- HEB
- Texas City ISD
- Walmart & Sam’s Club
- Amazon
- UTMB
- Conhagen
- AMOCO Bank
- Raising Cane’s
- Del Papa Dist. Co
- Marathon Petroleum
- UPS
- Any Many More!
FAQ for Insurance
We want dental care to be simple and stressfree. Our office accepts a wide range of insurance plans to help you get the care you need.
✔ PPO Dental Insurance
We accept all PPO dental plans. If you’re unsure whether your plan is PPO, we can verify it for you.
✔ Medicaid
We accept Texas Medicaid for children and adults (when covered). We follow Medicaid guidelines for covered services, prior authorizations, and documentation.
✔ Some Medicare Advantage Plans
We accept select Medicare Advantage plans that include dental benefits. Traditional Medicare (red/white/blue card) does not include dental coverage unless paired with a dental plan.
❌ HMO Dental PlansWe do not accept HMO plans because they require patients to see only their assigned innetwork dentist. HMO plans do not allow out of network visits.
⭐ Frequently Asked Insurance Questions
Yes — we accept all PPO plans, Texas Medicaid, and some Medicare Advantage plans. We do not accept HMO plans.
PPO plans allow you to choose any dentist and typically offer better coverage. HMO plans assign you to a specific dentist and do not allow outofnetwork visits.
Yes — we accept Texas Medicaid and follow all coverage guidelines.
We accept some Medicare Advantage plans with dental benefits. Traditional Medicare alone does not include dental coverage.
Absolutely — we verify your benefits ahead of time so you know what is covered.
Common reasons include: • Deductible not met • Procedure not covered • Annual maximum reached • Insurance paid less than expected • Material downgrade (e.g., composite vs. amalgam)
Some plans only pay for the least expensive option. If you choose a higherquality material, the difference becomes your copay.
Yes — we submit all claims electronically and help track payments.
Bring your new card or send us a photo so we can update your file.
Yes — we offer flexible payment options for uninsured patients or services not fully covered.
Yes — we welcome uninsured patients and offer affordable selfpay pricing.
HMO plans require patients to see only their assigned dentist and do not allow outofnetwork care.
We need:
- Subscriber name
- Date of birth
- Insurance company
- Member ID or Medicaid number
- Employer (if applicable)